Why an Independent Appraiser is Better Than an AMC
When you need a real estate appraisal, you want an accurate, unbiased property valuation. While many lenders rely on Appraisal Management Companies (AMCs) to handle the process, working directly with an independent appraiser leads to better results.
Here’s why:
1. More Experience & Local Expertise
Independent appraisers typically have deep knowledge of their local markets. They personally visit properties, analyze comparable sales, and provide well-supported valuations. AMCs, on the other hand, often assign appraisers based on availability or cost, not necessarily expertise in your area.
2. Higher Quality & Attention to Detail
Since independent appraisers work directly for their clients (not as middlemen), they take more time to ensure accuracy. AMCs may prioritize speed and cost savings, sometimes leading to rushed or less thorough reports.
3. Better Communication
You can discuss your property’s unique features with an independent appraiser and ask questions directly. AMCs act as intermediaries, which can delay responses and create unnecessary barriers.
4. No Unnecessary Fees
AMCs add an extra layer of cost, taking a portion of the appraisal fee for their services. Hiring an independent appraiser means more money goes toward the actual valuation, not administrative markups.
5. Fewer Conflicts of Interest
While AMCs claim to provide unbiased appraisals, their relationships with lenders can sometimes influence assignments. An independent appraiser works solely for you, ensuring an objective assessment.
The Bottom Line
Hiring an independent appraiser is the best choice if you want a more accurate, personalized, and cost-effective appraisal. Whether you’re refinancing, selling, or just curious about your home’s value, cutting out the middleman ensures a fair and reliable valuation.
Need an appraisal? Skip the AMC and go straight to an independent professional; you’ll get a better experience and a more precise report.
📞 Contact your local appraiser today!
Jim Siebert
📱(216) 299-3172
Gregg Micale
📱(216)-314-4843